Ellis Bates Financial Advisers
Our financial advice hub is here to keep you up to date with investment market insights and financial planning top tips
We outline the different options that are available at retirement including annuities, pension drawdown, uncrystallised funds pension lump sum and a mix and match approach. Find Your Local Adviser
What can I do with my pension? Deciding how you want to start taking money. Due to the changes introduced by the government in April 2015, when you reach the…
The 2030 Agenda for Sustainable Development, adopted by all United Nations Member States in 2015, provides a shared blueprint for peace and prosperity for people and the planet, now and…
We discuss The United Nations 17 Sustainable Development Goals and how we align our investment portfolios to one or more of these, whilst breaking these down into environmental issues, social…
Learn how each of our funds ties in with the United Nations sustainable development goals to reassure you Socially Responsible Investing(SRI)is an investment strategy which seeks to consider both financial…
How parents pass on wealth Leaving it in a Will 88% Bank transfer/cash 67% Consulting Financial Adviser 57% Writing wealth into trust 56% Putting money into investment 53% Putting money…
What will your legacy look like? Estate planning is about putting your affairs in order, to help make the lives of your loved ones easier. It can help to protect…
There are many implications of dying without making a Will. Find Your Local Adviser
Our Estate Planning Specialist, Michelle Barker, discusses intestacy and the rules around intestacy including: What happens if you die without a Will Intestacy rules Examples of cases to show how…
Considerations when making a Will Thinking about death isn’t easy. Talking about it is even harder. The reality of our own mortality is a tough subject, but a discussion will…
Class 1 Employees (Primary) 2021/22 Earnings p.w. Employee 06.04.2022 – 05.07.2022 Earnings p.w. Employee Below £184 Nil Below £190 Nil £184 – £967 12% £190 – £967 13.25% Over £967…
Income Tax Allowances – UK Allowances 2021/22 2022/23 Personal allowance (PA)* £12,570 £12,570 Married couple’s allowance (MCA) Ø Spouse/civil partner born before 6.4.1935 £9,125 £9,415 Minimum MCA £3,530 £3,640…