Ellis Bates Financial Advisers
Our financial advice hub is here to keep you up to date with investment market insights and financial planning top tips
A property protection will trust is a type of life interest trust incorporated into a will for couples living in England and Wales who jointly own the family home. With…
Owning your home as tenants in common rather than joint tenants provide additional planning opportunities. This can potentially protect inheritance in terms of residential care fee assessment and marriage following…
Environmental impact of SRI portfolios Clean water and sanitation Affordable and clean energy Sustainable cities and communities Life below water Industry, innovation and infrastructure Climate action Responsible consumption and production…
This video looks at the Sustainable Development Goals that fall within the environmental category. This is concerned with the conservation of the natural world, as well as a companies energy…
How are the SRI portfolios helping to combat environmental issues? Each of the funds in our SRI portfolios invest in companies that are contributing to positive environmental change, or exclude…
You can usually choose to take up to 25% of your pension pot as a tax-free lump sum when you move some or all your pension pot into drawdown, from…
This video highlights the options that you could have at retirement, specifically Pension Drawdown, what it means and the things that you need to consider when planning for your retirement.…
Be better off in retirement Imagine you’re retiring today. Have you thought about how you’re going to financially support yourself, and potentially your family too, with your current pension savings?…
Negative screening Every fund in our SRI portfolios has a negative screen in place, as this is the fundamental factor that makes them SRI funds and includes: Avoid unethical companies…
We explain the process of how we choose our SRI funds. The funds we hold in our SRI portfolios must demonstrate a commitment to key areas of responsible investment, and…
The funds we hold in our SRI portfolios must demonstrate a commitment to key areas of responsible investment, and that a socially responsible investment culture is intrinsic to their approach.…
Options at retirement Annuities – guaranteed income for life Flexible retirement income – pension drawdown Uncrystallised Funds Pension Lump Sum Combination – mix and match Find Your Local Adviser