Ellis Bates Financial Advisers
Our financial advice hub is here to keep you up to date with investment market insights and financial planning top tips
Put simply, an individual’s life can be split into two phases: the accumulation phase, and the decumulation phase. Accumulation Phase Decumulation Phase Most retirement planning advice focuses on the accumulation…
What is an Equity? An equity is a share of ownership in a company. An investor who owns the shares (a shareholder) is therefore a part-owner of the company, and…
What is a Bond? Bonds are debt instruments issued by governments and companies, as a way of raising money for new projects, business expansion, or other expenditures. Bonds are typically…
What is Investing for Income? Income investing is often thought of as a way of creating an income in retirement. It is also a valid strategy to generate an ongoing…
What is ESG Investing? ESG investing is a criteria used to screen potential investments. Environmental: Assessment of the impact companies are having on the planet today and in the future. Social:…
By Kim Holding, Portfolio Manager The world of ethical, responsible and sustainable investing is very fast moving and becoming increasingly complex. Not a day seems to go by without a…
Preparing for retirement Here are the top four things you can do to prepare for retirement: 1. Prepare a budget One of the most important things you can do is…
Taking financial advice can help clear any confusion when planning for retirement. Financial Planner, Gary Davies, explains the overall benefits of financial advice when planning for retirement. Read our latest…
More than 24.5 million people are financially disengaged. Do you often review your finances? Or are you one of those people who just hope for the best? Although managing finances…
6 ways women could boost their pension pots Contribute as much as you can to your pension – and start early Check the charges on your pots & see if…
Only 16% of Financial Advisors in the UK are women, compared to 84% of men. At Ellis Bates, 35% of our Financial Advisors are women and we encourage all women…
73% of women make only minimum pension contributions, compared to 58% of men. A significant difference in pension contributions between men and women has been revealed from a recent study[1],…