Ellis Bates Financial Advisers
Our financial advice hub is here to keep you up to date with investment market insights and financial planning top tips
Cash flow modelling is a way of planning and analysing your financial goals. Our Financial Advisers use sophisticated cash flow forecasting software to project your goals over time and consider…
Planning your finances to be sustainable for the long term is key. There are signs and targets that can signal that you are prepared to retire, but it can be…
The impact of climate change has spurred many to take action and live more sustainably in the last 12 months. Socially Responsible Investing (SRI) has always been at the heart…
Investment Analyst, Jenny Farrell, explains the environmental impact on SRI portfolios. This is concerned with the conservation of the natural world and environmental criteria may include a company’s energy use,…
Climate Concerned? – You can choose a Socially Responsible Sustainable ‘Green’ Pension Fund Nearly two-thirds of people in the UK more concerned about climate change. The impacts of climate change…
The UK tax system is notoriously complex, but the benefits of structuring your finances tax efficiently can be significant.
We work with you to ensure you maximise all tax relief available and to look at all your current and future finances to mitigate a whole range of liabilities such…
Income Tax Rates Non-savings, non-dividend income – England, Wales, NI 2022/23 Band 2023/24 Band Basic rate: 20% £0 – £37,700 Basic rate: 20% £0 – £37,700 Higher rate: 40% £37,701…
Trusts have many benefits such as enabling you to pass your assets directly to your chosen beneficiaries. To start your estate planning journey, please get in touch.
A trust is a way to place assets in the hands of a trusted third party to hold for the benefit of others. Mark Chandler, Head of Estate Planning, explains…
What is a trust? You may want to consider putting some of your assets into a trust for a loved one. Trusts are a way of managing wealth, money, investments,…
Capital Gains Tax (CGT) is a form of taxation imposed on profits earned from the sale of certain types of assets. For a more detailed look at ways to minimise…