Ellis Bates Financial Advisers
Our financial advice hub is here to keep you up to date with investment market insights and financial planning top tips
The rule of seven when making financial gifts There are many ways you might be able to reduce (or even eliminate) a potential liability. But the longer you wait, the…
We discuss what gifting is, what types of gifts there are and what is meant by potentially exempt transfers. Find Your Local Adviser
Remember the seven-year rule An outright gift falls into one of two categories, depending on the type of gift and to whom it’s made. These categories are Potentially Exempt Transfers…
Information to get started Basic information about your loved ones A general sense of your assets and debts People to talk to Executor(s) Guardian(s) Questions to ask yourself when making…
A staggering 3 in 5 UK adults do not have a valid Will in place, which is 60% of the adult UK population. Making a Will is an important part…
Making a Will: 20% of 18-24-year-olds emerge as Will makers As many as a fifth (20%) of young Gen Z adults aged 18 to 24 say they have already made…
How to Create an Estate Plan Make a Will Set up lasting power of attorney Keep below the inheritance tax threshold Give assets away Give assets away that are free…
Estate planning is about more than just tax. It is about making sure the people left behind are financially supported, that your assets are protected and that the tax your estate…
Passing assets to the next generation If you thought Inheritance Tax was just for extremely wealthy people to worry about, think again. Rising property prices have meant more estates than…
The industries that have the largest gender pension gap 59% Healthcare 51% Construction 48% Real estate/property development 46% Pharmaceutical 46% Aerospace, defence and government services 45% Senior care Find Your…
Financial Planner, Carol Lammy-Steele, discusses why women are less likely to seek financial support from a Financial Adviser. Find Your Local Adviser
Women’s pensions at retirement are half the size of men’s The gender pensions gap is the difference in the average amount of money that men and women have saved for…