Ellis Bates Financial Advisers
Keeping you up to date with investment market insights and financial planning top tips
Ensure your retirement strategy meets your needs and goals Pension annuities Benefits Risks Provides guaranteed income for life and cannot be affected by market fluctuations. If you pass away shortly…
Financial Planner, Amy Burge, explains what Pension Drawdown is, what pension planning services we offer and how she has helped a client with their pension planning.
Make sure your retirement strategy meets your needs and goals. It’s important to make a well-informed decision when it comes to deciding what to do with your pension pot: drawdown,…
Pensions and retirement planning can seem complex and overwhelming. If you are planning to retire within the next 10 years, you need to ask yourself these 6 questions: What impact…
Cash flow modelling is a way of planning and analysing your financial goals. Our Financial Advisers use sophisticated cash flow forecasting software to project your goals over time and consider…
Planning your finances to be sustainable for the long term is key. There are signs and targets that can signal that you are prepared to retire, but it can be…
The impact of climate change has spurred many to take action and live more sustainably in the last 12 months. Socially Responsible Investing (SRI) has always been at the heart…
Investment Analyst, Jenny Farrell, explains the environmental impact on SRI portfolios. This is concerned with the conservation of the natural world and environmental criteria may include a company’s energy use,…
Climate Concerned? – You can choose a Socially Responsible Sustainable ‘Green’ Pension Fund Nearly two-thirds of people in the UK more concerned about climate change. The impacts of climate change…
The UK tax system is notoriously complex, but the benefits of structuring your finances tax efficiently can be significant.
We work with you to ensure you maximise all tax relief available and to look at all your current and future finances to mitigate a whole range of liabilities such…
Income Tax Rates Non-savings, non-dividend income – England, Wales, NI 2022/23 Band 2023/24 Band Basic rate: 20% £0 – £37,700 Basic rate: 20% £0 – £37,700 Higher rate: 40% £37,701…