Ellis Bates Financial Advisers
Our financial advice hub is here to keep you up to date with investment market insights and financial planning top tips
The Consumer Duty legislation has been put in place to focus on ensuring fair value, providing products and services designed to meet client needs, delivering high levels of client service…
Director of Financial Planning, Ben Clapham, explains the legislative backdrop to the new consumer duty regulations that were introduced by the Financial Conduct Authority (FCA) in August 2023. Find Your…
by Ben Clapham, Director of Financial Planning The Consumer Duty is a package of measures introduced by the Financial Conduct Authority (FCA) and comprises of a new Consumer Principle (Principle…
Have you maximised your tax free pension withdrawal? 43% of over 55’s need to be made aware they can withdraw 25% of their pension pot tax-free 21% have already taken…
Many over-55s are unaware that they can access 25% of their pension pot tax-free. A surprising 43% of individuals over 55 need to be made aware that they can withdraw…
Retirement planning can seem complex and overwhelming. We have some top tips that you might want to consider if you are planning for your retirement: Use online tools and our…
Financial advice is very important when you retire because it is key to making sure that your investments and pensions are held at the right risk level to make sure…
Retirement planning can seem overwhelming, especially when you don’t know where to start. But guidance from a professional Financial Advisor can provide peace of mind and help you create a…
Lasting Powers of Attorney Figures show that only 14% of UK adults have some form of Lasting Power of Attorney (LPA) in place. Estate Planning Specialist, Michelle Barker, explains what…
It is critical to consider the potential consequences of not having a Lasting Power of Attorney (LPA) in place. Many people assume that their loved ones or close relatives will…
7 Benefits of Financial Advice Whether you want your money to work harder or if you are approaching retirement and want to make informed decisions about your pension options we will…
The earlier you start retirement planning, the better, tut it’s never too late to think about saving for retirement – even if you are planning to give up work in…