We were contacted by a widowed man who was 60 and wanted to work less hours due to aches and pains, but didn’t think that he could afford to.
We reviewed his pensions and found a ‘lost one’ that he didn’t know he had. We explained it had a generous guaranteed income option that he could take straight away along with his personal plan and other cash ISA’s. This meant that he could work less and be financially secure, whilst he waited for his state pension kick in. We helped him to take a step back, look at all his options, and make such an important life change happen.