I am a Chartered Financial Planner with over 35 years’ experience working in the Life & Pensions sector. I am a Chartered Fellow of the Personal Finance Society, a Chartered member of the Chartered Institute for Securities & Investment, a member of the Society of Mortgage Professionals, an affiliate member of the Society of Trust and Estate Practitioners and an Associate of the Institute of Professional Will Writers.
Working with a Financial Planner affords you and your family the freedom and opportunity to live the life you wish. I am here to help you with a holistic financial planning service, including tax planning, tax and inheritance tax mitigation, savings and investments, wealth management, insurance and protection, pensions and retirement and estate planning.
I use sophisticated cashflow modelling software to help you develop lifetime financial plans and to bring your financial future to life including:
- Plan and analyse your financial goals
- Project them forwards over time
- See how changing circumstances will impact your plan
- Assess the likelihood of achieving your goals
- Bring clarity and accuracy to the actions you need to take along the way
I work extensively with business owners, high earners, and high net worth individuals, all of whom need specific, expert tailored advice surrounding tax, tax allowances and pension planning – both as an individual and alongside your spouse or partner to efficiently manage your finances in the short, medium and long term.
I work alongside the mortgage, equity release, wills and trusts team at Ellis Bates to offer you expert financial solutions and services from saving up for your first home to protecting your family’s inheritance in later life – and everything in between.
I work closely with our in-house investment team, who deliver a first-class investment proposition, along with an extensive range of investment strategies, including socially responsible and environmentally sustainable portfolios.
I live in the Yorkshire Dales with my family and enjoy music and equestrian pursuits.